FAQ: How Does an Auto Accident Claim Work?
According to the Kansas Department of Transportation, there were 60,473 traffic crashes within the state of Kansas in 2015. Although a relatively small city, Hutchinson, Kansas, certainly sees its share of auto accidents, and unfortunately, most people will be in several traffic crashes during their lifetime. For this reason, it’s a good idea to know how auto accident claims work.
Auto accident attorney, Mike Wyatt of the Mann, Wyatt & Rice law firm, explains the overall process:
1.) Communication with Your Insurance Company
The overall claim process begins with your insurance company, which is also called first-party insurance. In Hutchinson and the rest of Kansas, benefits you could receive from the first-party insurance company are referred to as Personal Injury Protection benefits. Such benefits will likely cover your lost wages and medical expenses.
2.) Communication with the Third-party Insurance Company
The next step is to make a claim with the insurance company of the third-party or the person who caused the accident. Usually the third-party insurance company or the claims adjuster will call you to take a statement or start the process.
3.) Follow-up Treatment
It’s important to seek the follow-up medical treatment you need after your auto accident injury.
4.) Bring the Claim to the Insurance Company
Once your claim is filed, you can potentially resolve the case prior to litigation. According to Wyatt, most cases are resolved without a lawsuit. “In our practice, less than 15 percent of the cases go to a lawsuit,” he said. “Of the cases that do go to a lawsuit, less than 1 percent go to a jury trial.”
Why You Should Contact Mann, Wyatt & Rice Auto Accident Attorneys in Hutchinson, KS
If you’ve been involved in an auto accident in the Hutchinson, Kansas, area, it’s important to protect your legal rights before it’s too late. Mann, Wyatt & Rice Injury Attorneys can help you investigate your accident to compile evidence, negotiate on your behalf with the other driver’s insurance company and, if needed, file/pursue a lawsuit on your behalf. There are absolutely no fees until a settlement or verdict is reached, and we’ve collected millions of dollars in verdicts and settlements for our clients. You have nothing to lose!
Request a free consultation with our team of Hutchinson auto accident attorneys or contact us directly at (877) 768-2400. We look forward to speaking with you!